Fair and Accurate Credit Transactions Act (FACT Act)

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    Federal law imposes strict limits and disclosure requirements on an employer’s use of credit and consumer reports in making hiring decisions. The FCRA applies any time employers decide to use a third party to investigate and do background checks on applicants instead of investigating them on their own. The law specifically covers two kinds...

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    Identity theft is a really hot topic not only in Congress but also in state legislatures across the country. In December 2003, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act), which, among other things, requires employers to protect consumer information that is being discarded or disposed of. Many states also have...

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    Consider this scenario: A good employee loses his job through no fault of his own and falls behind on payments, causing his credit history to take a beating. Later, that same employee learns that his less-than-stellar credit history is affecting his hirability. But is that really happening? Employers defending the use of credit background checks...
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    Considering using Google™ or blogs like Facebook, Linkedin® or Twitter to investigate an employee's or job applicant's background? Done correctly, background checks can be an effective way to uncover dishonest applicants, prevent negligent hiring claims and even prevent workplace violence. But investigating online for credit checks and...
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    As contractors and other employers become more and more concerned about whether their subcontractors' employees are authorized to work in the United States, HR departments are fielding more requests for very private information about employees. We recently saw a letter that requested copies of an I-9 form, W-4, pay stub, photograph...
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    Background checks can be a useful tool in the hiring process, allowing you to identify candidates who possess the knowledge, skills, abilities, and character necessary for a particular job. They also can be helpful in avoiding liability for unforeseen violent acts by employees. When that happens, one of the most frequently alleged...
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    It's a new year, the economy is growing, and chances are, you're thinking about hiring sometime in 2006. This month's "Practice Points" discusses a few issues to consider during the hiring process. Q: Our business is growing, and we're thinking about hiring more employees. How should we get started? A: Although...
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    It seems you can't read or watch the news nowadays without hearing about another large organization that has experienced a loss or theft of computerized data such as its employees', customers', or students' social security or credit card numbers. For example, who hasn't heard about the following high-profile breaches of...
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    It seems you can't read or watch the news nowadays without hearing about another large organization that has experienced a loss or theft of computerized data such as its employees', customers', or students' social security or credit card numbers. For example, who hasn't heard about the following high-profile breaches of...
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    It seems you can't read or watch the news nowadays without hearing about another large organization that has experienced a loss or theft of computerized data such as its employees', customers', or students' social security or credit card numbers. For example, who hasn't heard about the following high-profile breaches of...
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